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Rates

Loans*Loan Rates updated & effective as of​​ 10/01/2025.
*Certificate Rates updated &​​ effective as of​​ 10/01/2025.

All rates are subject to change without notice.

*APR refers to the annual percentage rate or the dividend rate. APY refers to the annual percentage yield.

Loan Rates

Term Payment Description APR APR Type
0-48 Months based on credit score as low as 5.50% Fixed
49-60 Months based on credit score as low as 5.74% Fixed
61-72 Months based on credit score as low as 5.99% Fixed
73-84 Months based on credit score as low as 6.50% Fixed

Term Payment Description APR APR Type
0-48 Months based on credit score as low as 5.75% Fixed
49-60 Months based on credit score as low as 6.00% Fixed
61-72 Months based on credit score as low as 6.25% Fixed
73-84 Months based on credit score as low as 9.24% Fixed

Term Payment Description APR APR Type
0-36 Months based on credit score as low as 10.00% Fixed
37-60 Months based on credit score as low as 11.00% Fixed

Term Payment Description APR APR Type
0-60 Months N/A 2% above dividend rate (Minimum 3%) Fixed

Term Payment Description APR APR Type
Not to exceed Share Certificate Maturity N/A 2% above dividend rate (Minimum 3%) Fixed

Members should call the credit union to verify rates.
Other loans and rates are available. Contact us for more information.

Certificates of Deposit (CD)

Term Deposit Amount APR* APY*
12 Months $1,000-$9,999 4.00% 4.00%
12 Months $10,000-$24,999 4.00% 4.00%
12 Months $25,000-$49,999 4.00% 4.00%
12 Months $50,000+ 4.00% 4.000%

Term Deposit Amount APR* APY*
24 Months $1,000-$9,999 3.75% 3.75%
24 Months $10,000-$24,999 3.75% 3.75%
24 Months $25,000-$49,999 3.75% 3.75%
24 Months $50,000+ 3.75% 3.75%

Term Deposit Amount APR* APY*
36 Months $1,000-$9,999 3.50% 3.50%
36 Months $10,000-$24,999 3.50% 3.50%
36 Months $25,000-$49,999 3.50% 3.50%
36 Months $50,000+ 3.50% 3.50%

Term Deposit Amount APR* APY*
60 Months $1,000-$9,999 3.25% 3.25%
60 Months $10,000-$24,999 3.25% 3.25%
60 Months $25,000-$49,999 3.25% 3.25%
60 Months $50,000+ 3.25% 3.25%

*Dividend rate refers to the APR (Annual Percentage Rate). APY is the annual percentage yield. Yield assumes earned dividends are kept on deposit in share certificate until maturity date. Dividends are compounded and credited to share certificate quarterly. Minimum​​ $1,000 deposit to open any Certificate of Deposit (CD) other than promotional offers.

Savings/Shares Rates

Term Dividend Rates APY
$200 min. to earn dividends. 0.10% 0.10%

Members should always call the credit union to verify rates. Rates are subject to change without notice.​​
Contact us to find out​​ if there are any fees on these accounts that could reduce your earnings.

All accounts are federally insured by NCUA.

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