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Loan Products

Car buyer receiving the keys to her new vehicle at a dealership

New Car Loans

New Car Loans

Drive home in something new today.

Finance your dream vehicle with competitive rates and flexible terms. Perfect for members purchasing a brand-new vehicle from a dealership. Our new car loan process is fast, straightforward, and designed to get you behind the wheel as quickly as possible.

Competitive APR on new vehicles

Flexible repayment terms to fit your budget

Fast approval process — decisions often same day

Finance up to 100% of the vehicle purchase price

No prepayment penalties

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Two members celebrating a completed car deal, holding the keys

Used Car Loans

Used Car Loans

Quality pre-owned, fairly financed.

Affordable financing for quality used vehicles, whether you are buying from a dealership or a private seller. Whether it is new, used, or a refinance of your existing auto loan, we make the entire process simple and easy — with a SMILE.

Flexible terms up to 72 months

100% financing available

No hidden fees or surprises

Dealer and private-party purchases

Refinance an existing auto loan

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Couple reviewing loan paperwork together on a laptop at home

Debt Consolidation Loans

Debt Consolidation Loans

One payment. Less stress.

Roll multiple balances into a single loan with one predictable monthly payment. Consolidating what you owe can simplify your month, reduce the interest you pay, and give you a clear finish line to work toward.

One fixed monthly payment

Flexible repayment terms, up to 5 years

No collateral required

Speedy approvals and pre-approvals

No pre-payment penalties

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Personal Loans (Unsecured)

Personal Loans (Unsecured)

Funds for whatever comes next.

Our personal loans provide you with a variety of flexible options for nearly any purpose — consolidating debt, buying new furniture, home improvements, paying for a vacation, covering wedding costs and more.

Flexible repayment terms, up to 5 years

No collateral required

Speedy approvals and pre-approvals

No pre-payment penalties

Affordable, predictable payments

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Member shaking hands with a financial advisor across a desk

Secured Loans

Secured Loans

Your savings, working harder.

Borrow against the funds you already have on deposit with us. Because the loan is secured by your own shares, the rate is lower than an unsecured loan — and your savings stay right where they are.

Lower rate than an unsecured loan

Secured by your Unity of Eatonville FCU savings

Your shares stay on deposit

A straightforward way to build credit history

Flexible repayment terms

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Small business owner smiling in her plant shop

Micro Loans

Micro Loans

Small loan. Big difference.

Quick access to a small amount when life throws the unexpected your way. Get the short-term cash you need when you need it most, with easy approval terms and easy payments — a better and more affordable solution than alternative payday lenders.

Small-dollar amounts for short-term needs

Easy approval terms

Easy, affordable payments

A safer alternative to payday lenders

Fast decisions, fair terms

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