Loan Products

New Car Loans
New Car Loans
Drive home in something new today.
Finance your dream vehicle with competitive rates and flexible terms. Perfect for members purchasing a brand-new vehicle from a dealership. Our new car loan process is fast, straightforward, and designed to get you behind the wheel as quickly as possible.
Competitive APR on new vehicles
Flexible repayment terms to fit your budget
Fast approval process — decisions often same day
Finance up to 100% of the vehicle purchase price
No prepayment penalties

Used Car Loans
Used Car Loans
Quality pre-owned, fairly financed.
Affordable financing for quality used vehicles, whether you are buying from a dealership or a private seller. Whether it is new, used, or a refinance of your existing auto loan, we make the entire process simple and easy — with a SMILE.
Flexible terms up to 72 months
100% financing available
No hidden fees or surprises
Dealer and private-party purchases
Refinance an existing auto loan

Debt Consolidation Loans
Debt Consolidation Loans
One payment. Less stress.
Roll multiple balances into a single loan with one predictable monthly payment. Consolidating what you owe can simplify your month, reduce the interest you pay, and give you a clear finish line to work toward.
One fixed monthly payment
Flexible repayment terms, up to 5 years
No collateral required
Speedy approvals and pre-approvals
No pre-payment penalties

Personal Loans (Unsecured)
Personal Loans (Unsecured)
Funds for whatever comes next.
Our personal loans provide you with a variety of flexible options for nearly any purpose — consolidating debt, buying new furniture, home improvements, paying for a vacation, covering wedding costs and more.
Flexible repayment terms, up to 5 years
No collateral required
Speedy approvals and pre-approvals
No pre-payment penalties
Affordable, predictable payments

Secured Loans
Secured Loans
Your savings, working harder.
Borrow against the funds you already have on deposit with us. Because the loan is secured by your own shares, the rate is lower than an unsecured loan — and your savings stay right where they are.
Lower rate than an unsecured loan
Secured by your Unity of Eatonville FCU savings
Your shares stay on deposit
A straightforward way to build credit history
Flexible repayment terms

Micro Loans
Micro Loans
Small loan. Big difference.
Quick access to a small amount when life throws the unexpected your way. Get the short-term cash you need when you need it most, with easy approval terms and easy payments — a better and more affordable solution than alternative payday lenders.
Small-dollar amounts for short-term needs
Easy approval terms
Easy, affordable payments
A safer alternative to payday lenders
Fast decisions, fair terms